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While insurance settlements and workers’ compensation can help compensate victims after an accident, neither of these can completely cover the full cost of the injury. By filing a personal injury lawsuit, victims can seek to recover more types of damages than if they relied on insurance or workers’ compensation alone.

Under Texas law, there are four elements of a breach of contract claim: 1) the existence of a valid contract; 2) the attempt by the plaintiff to abide by the contract; 3) the breach by the defendant; and 4) damages sustained by the plaintiff as a result of that breach.